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Worker’s Compensation for Car Related Accidents

Worker’s Compensation for Car Related Accidents

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Compensation to workers are provided for a lot of work related issues. These compensations help a worker in any kind of financial aid they may need. These compensations ensure that a worker is justified in receiving claims and insurances by the company or the employer. These compensations also help the worker to get back on track swiftly. There are a lot of car accidents each year. It is vital for a worker or an employee to understand what his/her options are when they are in a car accident while on duty or working for the employer. It is important for a person to know their legal rights in this scenario as car accidents can prove costly both in terms of health and finance.

Rules and clauses for receiving worker’s compensation and the means to go on about it

The rules and regulations for car related accidents while on the job are different state wise. However all laws state that you need to be on the job while the accident occurs. You cannot be driving for a personal cause while the accident occurs. If you are driving for a reason that includes working for the employer or other work related options that require you to be away from your office or work place, you can get worker’s compensation. This occurs in the situations where you may be running an errand or chore for the employer, you are making some sort of deliveries for the employer or the company, you are transporting another employee, if you are driving for a living, if you have no fixed office or workplace and have to drive for a living or if you are paid by your employer for your travel time. All these clauses typically means that you cannot claim worker’s compensation if you are driving or coming back home from office. However if you stopped midway to run some errand for the company or to pick some supplies and then got in to an accident, you may be eligible to receive compensation.

Worker’s compensation claims will only be entertained in a court of law if the worker can prove that the accident caused was due to the fault of the other driver. Also in a worker’s compensation claim, the person who was in the accident will only receive compensation for his/her medical bills and lost wages. He/she will not get any kind of remuneration for damage to property whatsoever. Property damage claims will be entertained in a civil claim and not a worker’s claim. It may be possible to combine both a worker’s claim and a civil claim in some cases. If the accident was due to the fault of the other driver, it may be possible to receive a civic claim.

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